FIRE first — India or the world
Know the number that lets you stop.
India in rupees, everywhere else in dollars. Set the sliders. Hit calculate. No login, no lecture, no “buy this fund.”
FIRE
The full calculator
Parked cash, gold, NPS, EPF, PPF, invested SIPs, housing — every pot, not just three sliders.
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SIP
What does a monthly plan become?
Leave a contribution running. See the future value, not a brochure.
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EMI
What if you prepay?
The EMI, then extra monthly or a lump — interest and months you get back.
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Runway
How many months of buffer?
Essentials × cover, the gap, and how long a top-up takes to close it.
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50/30/20
Is this month overspent?
Needs, wants, savings against take-home. A yes/no, not a lecture.
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