Educational information only, not personalized financial advice. Consult a SEBI-registered investment advisor before investing.

FIRE first — India or the world

Know the number that lets you stop.

India in rupees, everywhere else in dollars. Set the sliders. Hit calculate. No login, no lecture, no “buy this fund.”

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Want the detailed number?

This is the short version. Gold, NPS, EPF, PPF, housing, and every pot live in the full calculator.

This is the short version. Gold, retirement, housing, and every pot live in the full calculator.

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FIRE

The full calculator

Parked cash, gold, NPS, EPF, PPF, invested SIPs, housing — every pot, not just three sliders.

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SIP

What does a monthly plan become?

Leave a contribution running. See the future value, not a brochure.

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EMI

What if you prepay?

The EMI, then extra monthly or a lump — interest and months you get back.

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Runway

How many months of buffer?

Essentials × cover, the gap, and how long a top-up takes to close it.

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50/30/20

Is this month overspent?

Needs, wants, savings against take-home. A yes/no, not a lecture.

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